Money has (almost) nothing to do with being a good ***/***. You don't need to be "rich" to start a ******. Love is more important. As long as you love your ***(s) more than anything else, plus have enough money to keep them healthy, everything is good.

:2 cents:
I rather think age is more important. You need to be mature enough. If you're mature enough you can be poor and still be the best parents.