Which Bank should be pissed on more? BNP Paribas or Halifax

[Kelly Steele]

Both won't accept a lousy 200, in any currency, without justification of where and how you got that money.

 

[drdeath67]

Well they both sound like they suck but since I am from the US I guess I really can't judge!

 

[jumbo_jim]

I walked into Halifax about 4 weeks back and handed over £700 no questions asked. Never had any problems with them.

 

[Kelly Steele]

I walked into Halifax about 4 weeks back and handed over £700 no questions asked. Never had any problems with them.

Who did you blow?
I've had so many problems with various english banks that I just transfer my money out of country and use my ATM card.

 

[jumbo_jim]

The money was from me putting my student loan into a different account where I get more interest. Maybe the banks are just better north of the border.

 

[poggy]

The Halifax isn't a bank, it's a building society. I've never heard of a bank or building society asking questions when you want to deposit money before. Most ask questions when you want to withdraw a large amount of money.

I never go into the bank to withdraw money and a few weeks ago I walked into my bank (none of these) and deposited 600 without a blink of a eye. Thats the first time I've been in the bank for about 4 years and it wasn't even my branch.

 

[member006]

Moi ***** 'e 'ooked me up wiv a riyt niyce biwwdin sussitee acaaant, 'e did, wen I woz a liuw geezah. An' you know wot mate, wen I woz sumfink liyk foww-eeyn, 'e only wenun cashed oww the bloomin money ahht, dinnee. 'E took, cor blimey, musta bin sumfink liyk noynundred quid. 'Assit mate, 'e said. Oww gone. 'Ope y'undastand, mate. An' 'at woz it. An' you know wot mate... it was Abbey ****** Nashnuw, as wew.

Has English failed you? I thought we were a English forum.

Two threads about banks? OK..:dunno:

 

[Melroy]

Has English failed you? I thought we were a English forum.

Two threads about banks? OK..:dunno:

Wow loosen up board police, I thought he was being funny.

 

[member006]

Wow loosen up board police, I thought he was being funny.

I'm not being the board police. I was talking to Fox. He will know what my post means. Sir "all in my mustard and can't catsup."

:glugglug:

LL

 

[Melroy]

I'm not being the board police. I was talking to Fox. He will know what my post means. Sir "all in my mustard and can't catsup."

:glugglug:

LL

You win chicka, I've no condiment come back. :wave2:

 

[member006]

You win chicka, I've no condiment come back. :wave2:

Rep for the man with a great sense of humor.

LL

 

[Kelly Steele]

I thought of some more banks we could discuss. How about Briana Banks? Kelly, would you do Briana? Those are the kind of banks I'd like to make several deposits in.

Fox

The name sounds familiar so perhaps I've actually done her.
But I've done so many people that I only remember the ones somehow stand out from the rest.

This is not a commentary on personality, just if it was only "work." Then I'm not inclined to even remember the face. (IE: showed up on set, fucked, sighned my paperwork, collected my pay and went home.)

 

[CaDDaFy]

Halifax are more of a building society i use to have a current account with them, & one time i lost my card and it was 3 weeks till i got another, real bad service.
so after that a changed over to Loyds T.S.B

 

[poggy]

Halifax are more of a building society i use to have a current account with them, & one time i lost my card and it was 3 weeks till i got another, real bad service.
so after that a changed over to Loyds T.S.B

LMAO! Lloyds TSB, if you worked where I work and saw how the internal mail was sorted between banks you'd soon change again. Let me put it this way, the first 30 mins I'm at work is sorting through the mail that has been wrongly sent to our area.

 

[om3ga]

BNP Paribas is a giant European banking group that offers retail, private, corporate and investment banking and has a large office in central London (I pass it on my way to work)....

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[Kelly Steele]

I just posted this on my news site. It's about the UK banks

British Banking Procedures costs the Country Billions.

In a complete disregard to the UN Charter of Human Rights and the principles that comprise "The Rule of Law" the British banks have created a situation that hinders a free and open market and entrepreneurship. They argued through propaganda that credit fraud was rampant and difficult to control in England to excuse instituting a policy of "guilty until proven innocent" with all customers. When in effect they were aware that all they required was to implement "over-draft protection." Something American banks have been using for 25-years at a fraction of the cost.

Over a staggering 85% of what UK banks call credit fraud is when someone makes a purchase paid from his account with insufficient funds available at the time of sale. Statistics show that over 97% of these are done innocently, most of these errors are for less than £20. Caused by people losing track of their balance; they are quick to rectify the situation when brought to their attention. These errors could be completely avoided by modernizing and implementing real time banking with regards to ATM systems; something commonplace in the rest of Europe and North America.

This hardly warrants the current situations where new clients with less than 2 years banking history must apply to receive a new account and wait 4-6 weeks to see if they are accepted. After which they must wait a further 6 months before they are granted normal banking privileges, such as a bankcard or an interest bearing account. The result of this has been to discourage new investment from both domestic and foreigners. It is such that other citizens of the E.U. use 3rd party money transfer agencies to send funds they have earned here back to more modern banks in their own countries. Although the banking system defends it's action stating their procedures save several millions each year. But in contrast it is estimated that almost £ 4 billion earned in this country leaves to create cash flow in other nations

The rest of the story is on the site....
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ps. My non-politically correct commentary is there too!

 

[member57674]

If you routinely make cash deposits with certain types of bills, they'll check the bills to see if they're ***********. In the USA there's a special marker/pen that retailers and banks use on $20 bills, since they're the most frequently counterfeited bill. They mark the bill with the pen and if the bill's a fake, the ink from the pen changes color on the bill.

It does seem odd though that a $200, 200 Euro, or 200 Pound deposit would be questioned. I could understand them evaluating the bills for legitimacy, but if it was a check or direct deposit or wire xfer I'd not think they'd even raise an eyebrow since there's no risk on their end - they won't credit your account until the funds are actually there.

 

[Kelly Steele]

It does seem odd though that a $200, 200 Euro, or 200 Pound deposit would be questioned. I could understand them evaluating the bills for legitimacy, but if it was a check or direct deposit or wire xfer I'd not think they'd even raise an eyebrow since there's no risk on their end - they won't credit your account until the funds are actually there.

I've traveled a lot and visted many countries...
What residents don't always see is the double standard that exists for foriegners.

(The United States and Canada are the only excpetions I have found to this rule. They treat foriegners as equals... "Extremly rare in this world.")

In the UK if you don't have 2 years of banking history or similar. It's what the article said and then some.

I have a UK account and I use it only paying some bills... I keep balance less than £200 All of my money I send out of country. Sometimes I even physically carry it to Italy and deposit it there.

It was 6 months before I was given a bank card and during that time period I wasn't allowed to use a teller. All I was allowed to do was put my cash in an envelope and deposit it in a special wall vault with a slot in the branch.