Why? Because you'll never need birth control, so who gives a shit? Do you understand how insurance works? We all chip in. Those who need it get to take some back out. Those who don't chip in anyway. That's how it fucking works. Birth control is a very common and reasonable health expense for women and it was perfectly reasonable for it to be included in the mandate along with maternity and newborn care.
Do I understand how insurance works? Well, I damn well know how
mine works... NOW! With everyone running scared because of this massive federal fuckup (that could have been so good), many companies are opting to ONLY offer high deductible plans. That's what we got stuck with this year. The only options we have are high deductible and high
er deductible. Try this on for size, slugger. My coverage kicks in once I hit my $2500 annual deductible. That means that not one fucking drug gets paid for, not one fucking procedure gets paid for, not one fucking lab test gets paid for, not one fucking ER visit gets paid for and not one fucking doctor visit gets paid for until I hit that deductible. Oh well, I do get one "preventative office visit" a year. Ain't that nice? My plan picks out a small handful of tests that my doctor can run on me, and as long as he doesn't include one single prohibited code, they'll pay for that ONE visit. But now, if he or the lab includes a code for something (anything!) that isn't on my list of "approved tests",
I PAY FOR THE WHOLE FUCKING THING! Do I fuckin' understand how insurance works? Do you?! Well, do you???!!!
Boo-fuckin' hoo. You mean, greedy man... you need to pay for little Misty's birth control pills. Boo-fuckin' hoo. Is every cancer drug mandated for inclusion and payment under Obamacare? Is every pain medication mandated for inclusion and payment under Obamacare? How about every medical procedure? I'll save you from having to call 1-800-Fuck-The-Middle-Class to get the answer. The correct answer is NO! But whether they cover all cancer drugs or not, what winds you up tight as a drum is that some girl may have to pay
$50/month for her birth control pills?! I repeat:
Boo-fuckin' hoo! Fuck, I pay more than that out-of-pocket
with insurance!
I appreciate that some people may WANT birth control mandated by the government into every standard insurance policy. Hell, I think a pony ride and some cotton candy should be included too. But no, it most certainly is not reasonable or
necessarily needed in across the board terms. If there are specific medical reasons for prescribing certain drugs, then they're no different from the drugs that I and others have to take to keep living. But I'll be damned if I'm going to listen to any bullshit about how if I don't want to chip in and help pay for some girl's birth control pills (or even more so, her morning after pills after she's gotten herself accidentally or irresponsibly knocked-up) I'm a hard hearted lowlife. And even if I thought it was necessary, you must be working part-time at the Laugh Factory if you expect me to believe that morning after birth control pills should be
mandated drugs under ANY insurance plan! I pay for my medications, on or off plan. I pay for ALL of my mother's drugs and some of her other medical expenses - especially since Medicare is being cut so that Medicaid can be expanded under Obamacare. Little Misty can pay for her shit just like I and others are having to. One of the issues that is most certainly going to affect this nation going forward is continued expansion of entitlement programs. And I'm not talking about people who truly need help, care or a boost up. I'm talking about the ease with which every slack-assed goober can roll into some ambulance chaser's office and find a crooked doctor and get him/herself on SSI, Section 8 housing, Medicaid, etc. You may think you're helping them. But you're not. What they need are jobs and better educations and training, so that they can get those better jobs. I have five opening right now. Minimum $40 grand and touching $55K after one year. Slow going so far. Can't find enough people who have basic computer skills, some lower programming knowledge and can do mid level math... and uh, pass a background check. Is that my fault too?
What people like you don't seem to get is that once people loose their sense of self-reliance and personal responsibility, there is probably little hope left for them. At that point, they become a slave who learns to depend on whatever their master hands them. My so called hard-hearted ass has established a scholarship fund (two actually) that begins this fall. And my hope is that the money goes to some young person who, no matter what their background or circumstance, still has a desire and drive to move themselves forward. And the money I put in place will simply
help them get to where they want to go - they'll be doing the heavy lifting. You can buy "your kids" birth control pills, condoms or free needles. I'll buy mine books and computers or room & board. We'll see which of our proteges has done the best once the checkered flag falls.
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