credit checks for work?!

maildude

Postal Paranoiac
What do credit checks have to do with renting an apartment? Yet they always do them for that.
 

Legzman

what the fuck you lookin at?
What do credit checks have to do with renting an apartment? Yet they always do them for that.

your paying monthly to live there. Fuck I dunno, but at least that makes a little sense!
 
yeah, all banks give credit checks before they give out loans. the problem is that they often approve of them and tell you it's all good when you really can't afford it and shouldn't be taking it out. But they don't care because that's how they make money, by raising's interest rates. It may come as a shock to you, but credit companies want people to be in debt.
 
^^^whats that have to do with a credit check to get a job?
I took the problem from a different point. :)

Credibility brings responsibility and responsibility brings credibility. The greatest two way relationship in economy.

In Turkey, some employers require any latest paid bills (electricity, water, telephone, gas) that shows the name and address of the person who is about to get employed, bills also can show that you seem to be permanent resident there and do your duties on time.
 

meesterperfect

Hiliary 2020
On the other hand, if you have bad credit and are in debt then you really need your job and will take any aggresive, deep rooted inferiority complex driven bullshit your bosses give you , kiss more ass,and work harder to keep your job.
So bad credit can be good.

Its probably just something some thing some brown noser thought of to impress his/her boss in some company and know its spreading.
 

Torre82

Moderator \ Jannie
Staff member
:crash::crash::crash:
seriously, WTF!

has anyone noticed that a lot of jobs are now doing credit checks? you've got to be fucking kidding me. am i the only who thinks this is complete bullshit or what? what does your credit have to do with work?

what are your thoughts on this subject?

Complete. Bullshit. The practice wont continue, of course. Before long, the special interest groups will petition the HELL out of washington to make it illegal for such things. Especially in a screwy economy like this.

Agree 100%, its bullshit. But I've got one better. I heard that some hospitals are now doing credit checks before they treat you! :eek:
God forbid your in a car accident and need life saving surgery and your credit score is to low...

They could sell you a band aid, but it'd be upfront payment. No layaway on that band aid. AND JUST FORGET NEOSPORIN/BACITRACIN!

Insurance companies do it as well. I dont agree with the practice.

What does that have to do wether you will be a good worker or not?

Your interview and resume should be enough...

Interview? Resume? You mean people still do those?! I thought the computer is the first, last and only thing you deal with! Fucking corporations and their shitty hiring practices... honestly every time I feel half-inclined to work somewhere that has a computer kiosk for applying to their workforce.. I look around and see angry, unhappy fuckers with absolutely no customer-service experience. JUST WHAT THE HELL IS THAT QUESTIONAIRE?! Are they *trying* to filter out all the good people?

Any place where you ask for a manager to interview you and they tell you to sit at the computer for 20 minutes.. they dont deserve anyone's time and I hope al-qaeda bombs the store while they have a store meeting and the most loyal of customers is within. :crash:

I have very good credit, so I would not give a fucking hoot if a future employer wanted to to do a credit check on me, I don't see a reason for doing one, bu who fcuking cares, I have good credit and I am proud of it

Anyone who is against credit checks from future employers, should learn ho to have good credit, these kind of people probably have debt and waist there money on shit and useless crap

havving good credit is so easy, I cant see why anyone would not have good credit, you would have to be a moron to not know how to have good credit

Well once upon a time I had no credit.. and no credit is worse than bad credit.. so I couldnt get a 5,000$ loan even tho I had 4,000$ in my other hand.. I couldnt qualify for credit cards at any level, especially platinum and such.

So this one time, when I went to the pump and put 5$ in the tank, and I had 7$ in the account.. and I accidentally hit debit instead of credit.. they tagged me with 2.50$ in bullshit assfucker dirty rotten bastard fees. (yeah, anger. rawr) and I just said fuck it, I need to get some credit started.. even though it's bad credit. So I overdrew the account as much as I could.. +500$ and let the overdraft get sent to collections. These days I get credit card offers in the mail all the time! Thank you so much, asshole banks. Without your overdraft fees and credit checks, I'd still be a loyal, pay-on-time kinda guy who wondered why he didnt qualify for the next premium card.
 
I've had to give out permission for credit checks a more than a few jobs I applied to. For a very limited set of jobs I could maybe see a legitimate reason for it, but all of them I had to do were ridiculous. I don't see what my credit history has to do with working in some factory, dairy plant, or whatever I might try to get into.

I also hate some of the test where you know they have nothing to do with the job and once they hire somebody it's just about meaningless to what they do and they never care about it again.

It's starting to piss me off when I see some drugies and lazy losers (who I hear do a bad job after they have gotten in) somehow getting employment in a place before me and some other more deserving people for no apparent logical reason while I struggle to find a job.
 

Torre82

Moderator \ Jannie
Staff member
I've had to give out permission for credit checks a more than a few jobs I applied to. For a very limited set of jobs I could maybe see a legitimate reason for it, but all of them I had to do were ridiculous. I don't see what my credit history has to do with working in some factory, dairy plant, or whatever I might try to get into.

I also hate some of the test where you know they have nothing to do with the job and once they hire somebody it's just about meaningless to what they do and they never care about it again.

It's starting to piss me off when I see some drugies and lazy losers (who I hear do a bad job after they have gotten in) somehow getting employment in a place before me and some other more deserving people for no apparent logical reason while I struggle to find a job.

::click click:: Dammit, did they change the reputation 'spread it around' factor to nil? I havent been able to rep anybody 'cept noobs with 20-somethin' posts!

::click click:: +Mental Rep to you, drockster. How the fucking fuck are companies using their hiring practices? Whatdya gotta have to get in the door, a mean look and a pot leaf on your disheveled shirt when you interview the assistant midnight supervisor who doesnt want to spare the time for an interview to begin with?!

And then.. the questions! How the bloody hell are you supposed to answer them seriously? Name a situation where you did this, name your best and worst traits, why should we hire you, are people trustworthy, what if a coworker steals, etc etc.

For fuck's sake it's already like being grilled by a shrink. I wanna work here because you need help.. .. ::points:: See over there by the window? Help wanted. That's why you should hire me. Oh wait, you want me to come up with some silver-tongued bullshit about how awesome I am, and how I'm going to increase sales by 15% or somethin'?

::ahem::

Hi, my name is Torre and I'm perfect for your position, Mr. Smug Le-Bastardo. That's a nice name, is that french.. or spanish? Anyway... oh hey, that picture on your desk, are those *your* kids? Man.. they're as adorable as that clogged toilet I had to take care of last week. Whew, yeah.

So I'm the man for the job. I'm going back to college this year, I'm about to buy a mortgage with the wife I dont yet have and I'll do everything you ask, sir!

*HIRED*

::walks outside and lights up a cig before walking to the nearest bar::

Fuck that, fuck community college, fuck buying another house, and man I need to fuck a girl right now. Can I buy you a drink, Miss Velba?

~~~~~~~

Sorry for the length. (that's what she said) I'm inbetween jobs at the moment. (high schoolers eating up all those extra payroll hours at the place I'm going back to in August)

Inbetween jobs = anger with hiring processes while I look for an alternative job OR side.. part time thing that pays a few bucks more per hour, or better benefits.
::bows kindly::
 

squallumz

knows petras secret: she farted.
whats terrible is its going to become a standard just like all the rest of this credit check shit. personally, its bullshit, and just because u have good credit that doesnt mean you should be ok with it, it makes no sense. my credit isnt perfect, its ok. but should that force me to become a stocker instead of use my mental abilities or talents to manage and office or cook?

think about it. its not right, even though my credit isnt perfect, ive always been a great worker. ive never been fired for anything. i see no relationship between credit and work what-so-ever.
 
S

sputnikgirl

Guest
How the fucking fuck are companies using their hiring practices? Whatdya gotta have to get in the door, a mean look and a pot leaf on your disheveled shirt when you interview the assistant midnight supervisor who doesnt want to spare the time for an interview to begin with?!

And then.. the questions! How the bloody hell are you supposed to answer them seriously? Name a situation where you did this, name your best and worst traits, why should we hire you, are people trustworthy, what if a coworker steals, etc etc.

For fuck's sake it's already like being grilled by a shrink. I wanna work here because you need help.. .. ::points:: See over there by the window? Help wanted. That's why you should hire me. Oh wait, you want me to come up with some silver-tongued bullshit about how awesome I am, and how I'm going to increase sales by 15% or somethin'?

::ahem::

Hi, my name is Torre and I'm perfect for your position, Mr. Smug Le-Bastardo. That's a nice name, is that french.. or spanish? Anyway... oh hey, that picture on your desk, are those *your* kids? Man.. they're as adorable as that clogged toilet I had to take care of last week. Whew, yeah.

So I'm the man for the job. I'm going back to college this year, I'm about to buy a mortgage with the wife I dont yet have and I'll do everything you ask, sir!

*HIRED*

::walks outside and lights up a cig before walking to the nearest bar::

Fuck that, fuck community college, fuck buying another house, and man I need to fuck a girl right now. Can I buy you a drink, Miss Velba?

~~~~~~~

Sorry for the length. (that's what she said) I'm inbetween jobs at the moment. (high schoolers eating up all those extra payroll hours at the place I'm going back to in August)

Inbetween jobs = anger with hiring processes while I look for an alternative job OR side.. part time thing that pays a few bucks more per hour, or better benefits.
::bows kindly::

POTW material! <3 you Torre!

It's starting to piss me off when I see some drugies and lazy losers (who I hear do a bad job after they have gotten in) somehow getting employment in a place before me and some other more deserving people for no apparent logical reason while I struggle to find a job.

For real. I see people I went to high school with who are stupid as hell, no college education or special training, working full-time jobs with benefits, for no other reason than they kissed the boss's ass for 2 years. It sucks to apply with 50 year olds and high school dropouts and watch them get hired over me!

During the school year I'm pretty much a teacher. I teach the handicapped and psychologically disturbed kids that none of the contract teachers want to deal with in their classroom. Yet the idiots at the school district won't offer me benefits or a contract THEN they proceed to bitch and moan about how they can't find anyone to do my job for other schools. It just makes me soo freaking mad!
 
What I also hate are those fill in the blank questionnaires they give you where you rate each question on a scale from one through five based on how strongly you feel about it. Then they will ask you questions about things that are obvious like "should you steal at work", and "do you think it's important to come to work on time". What's worse is that in a lot of places I have heard from some sources that have worked there, if you answer too many questions too strongly one way or another no matter how ridiculously obvious some of them are they will eliminate you just for that also. I don't know who comes up with some of that stuff. It must be the consequence of making things cheaper by not having an actual person speak to you if at all possible. Maybe next time I will just pretend I'm back in elementary school where people that didn't know the answers just randomly filled in everything based on a cool looking pattern.
 
I just dont see why anyone would have bad credit though. Isnt paying off bills and shit onttime easy, all you do is go to the bank. How hard is that?
With all due respect to Ya Brody,sometimes things just happen to people in a series of bad luck.People don't always get behind on credit cards from ridiculous,irresponsible overspending.--Maybe Your refrigerator,car transmission,and home plumbing all mess up in just a couple of months.That can really put a person in a bad financial place.I just wanted to point that out.---Anyway,back to the topic of Squallumz question on why credit checks.Many corporations feel that someone with bad credit is more likely to commit fraud or steal from the company.I disagree,but some bigshot corporate "thinkers" have sold this theory to many employers.-Also,public service jobs are the same way in most areas.Many places,You can be a police officer even with past misdomeaners overlooked,but bad credit makes You a risk for corruption in their eyes.It's a crazy world,people,and in the USA our freedom and privacy is disappearing every day.
 
Have to say I work for a major financial institution in the UK, and credit checks on staff is not only commonplace, but usually a requirement. It's not unheard of for some departments to routinely credit check existing members of staff, they're infrequent enough not to leave any credit "footprint" unless you happen to applying for a series of credit terms at the same time. They pay us to manage others money so I expect they want us to prove we can manage our own. It's a big brother society.
 
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