Credit freezes are one of the most effective tools against economic ID theft available to consumers. They allow you to lock up your records and select a secret code that only you know and can use to temporarily "thaw" your credit. That added layer of security means that thieves can't do anything with your information even if they are able to obtain it.
Freezes have always been available for free to victims of ID theft. But recently all three of the major credit bureaus adopted new rules allowing more non-victims to have access to them than ever.
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Do it !:yesyes:
What are the regulations pertaining to freezing credit in Canada, UK and Europe ?
Beware of these contract credit watch entities, often advertised on the radio, which try to get you to sign lengthy contracts which serve essentially the same service as the one time $30 credit bureau fee. :thumbsup:
