bankruptcy. have you ever or known someone who has?

i'm not here to judge. if you have ever declared bankruptcy, or known someone who has, i have a question.

what were the spending habits up until the actual declaration?

o frugal, making a sincere effort to cut back?
o blowing the load and maxing out all lines of credit, knowing you won't be held accountable?

i have a theory. (tin foil hat: on)

the united states government is going bankrupt.
 

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